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Products  Services  Rates  Resources  About PMCU
Loan Rates
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Rates Effective March 23, 2015
Please call for the most current information. All rates, terms and conditions may change without notice.

Consumer Loans


Personal Loans

  Rate1
Signature Loans 10.00% -19.00%
Line of Credit (overdraft protection) 10.00% -19.00%
Share Builder - 5% above Share Dividend Rate2
Share Secured Loans - 2% over current dividend
Share Secured Line of Credit - 3% over current dividend

Personal Loans

  Rate1
Ready Cash - Line of Credit up to $500 18.00% - 24.00%

(available for active duty military personnel only)

VISA

  Rate1
Visa Platinum 9.50%
Visa 10.00% -19.00%
Share Secured Visa2 14.90%
Signature Rewards Visa 12.99% -18.99%

Vehicle Loans


Auto Loans / 2012 or Newer

  Rate1 Terms
100% financing 1.47% - 3.47% up to 60 months
100% financing 2.47% - 8.47% up to 72 months
100% financing 2.47% up to 96 months5
80% financing 1.97% - 7.97% up to 72 months
80% financing 1.97% up to 96 months5

Auto Loans / 2009 - 2011

  Rate1 Terms
100% financing 2.97% - 8.97% up to 60 months
100% financing 2.97% up to 72 months
80% financing 2.47% - 8.47% up to 60 months
80% financing 2.47% up to 72 months

Auto Loans / 2004 - 2008

  Rate1 Terms
100% financing 2.97% - 8.97% up to 48 months
100% financing 2.97% up to 60 months
80% financing 2.47% - 8.47% up to 48 months
80% financing 2.47% up to 60 months

Motorcycle Loans

  Rate1 Terms
New (2014 & Newer) 2.25% - 4.75% 36 months
New (2014 & Newer) 3.25%-10.75% up to 72 months
Used (2009 - 2013) 3.25%-10.75% up to 60 months
Used (2009 - 2013) 3.25% up to 72 months

Jet Skis/ATVs

  Rate1 Terms
100% financing 10.75%-16.75% up to 60 months

Recreational Vehicles

  Rate1
New and Used 7.75-13.75%

1 Rate. All rates are based on approved credit. All loan rates and conditions may change without notice. Example of actual terms available upon request.
2 No minimum credit score required Consumer Loans
3 Owner-Occupied Principal Residences only
4 Origination Fee waived
5 On balances of $30,000 or more

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Special Offers

Free CheckingEquity Advantage Line of CreditDouble Your Deposit ContestSpecial Used Auto Rates Signature Rewards VISA

Resources

Auto CenterEducation CenterInfo CenterMilitary CenterMortgage CenterPlastic Cards CenterPromotion CenterSecurity Center

Additional Info

Avoiding ForeclosureDollars & Sense NewsletterMilitary Paydays

Accounts

Open an AccountCheckingeStatementsKids AccountsIRAsMoney MarketSavingsShare Certificates

Loans

ApplyVehicle LoansVISA Credit CardsPersonal LoansHome LoansHome EquityCalculators

Special Offers

Free CheckingEquity Advantage Line of CreditDouble Your Deposit ContestSpecial Used Auto Rates Signature Rewards VISA

Resources

Auto CenterEducation CenterInfo CenterMilitary CenterMortgage CenterPlastic Cards CenterPromotion CenterSecurity Center

Additional Info

Avoiding ForeclosureDollars & Sense NewsletterMilitary Paydays

Useful Credit Union Info

1278 Rocky Point Drive • Oceanside, CA 92056
800.736.4500

Routing & Transit Number 322274925

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